Residential
All you need to know about Brigade In-house Home Loan Services
December 26, 2022
Introduction
Buying a new house is always an important chapter in your life that affects your financial flow. Still, this journey from decision-making to being the owner can be challenging, especially when you are considering taking a loan. Buying your dream house with the help of a home loan can be both exciting and exhausting at the same time.
Considering the requirement of hassle-free and smooth loan processing, Brigade offers seamless home loan services to simplify your house-buying process. The group offers in-house home loans, which are designed to cater to individual needs.
Let us know more about Brigade home loan services.
The Brigade Group
Before we move on to learn about the home loan services offered by the group, let us first know what Brigade Group is all about. One of India’s leading real estate developers, Brigade is backed by an extensive portfolio spanning projects in the residential, commercial, hospitality, and retail sectors. The company was founded in 1986 and since then has been trusted for delivering high quality real estate projects.
From the time of its inception, the company has worked on diverse projects, including residential complexes, office buildings, and mixed-use development projects. Further, to make its projects accessible to the people, Brigade started with in-house home loan services. Brigade home loan makes buying properties easy and convenient.
Brigade in-house home loan
Just like the other services offered by the group, Brigade's in-house home loan services help its customers get the loan for buying the property in a smooth and simple way. These services are offered to meet the financial needs of the buyers looking for cash support to buy properties offered by Brigade Group.
Brigade home loan services address all customer problems under one roof by removing the need to meet different financial institutions. It takes care of customers’ documentation, approval and disbursement processes. The group has joined hands with different financial institutions to offer its customers several options to choose from. Customers can get the best deals on home loans with affordable interest rates and easy repayment options.
Benefits of Brigade Home Loan Services
Below are some key benefits offered by Brigade in-house home loan services:
Affordable interest rates
Brigade’s in-house home loan service provides easy loan options at absolutely competitive interest rates. The group has joined hands with numerous financial institutions to offer the best and most affordable home loan options to its customers. Its liaising with banks and other money lenders gives its customers the advantage of better interest rates than what is available in the market.
Quick and hassle-free process
Brigade home loan services are simple and speedy. It allows you to avoid the complications of multiple steps involved in processing and approval. You do not have to worry about verification or disbursement owing to Brigade’s partnership with banks and financial institutions. This makes the process quicker and simpler and owning your dream home easier.
Customised loan options
The loan plans offered by Brigade Group are designed to meet your requirements. Depending on your financial state, you can choose from a longer tenure, a lower down payment, or a small EMI amount. The Brigade team ensures you do not get stressed while fulfilling your dream of buying a property.
Absolute transparency
Home loans or for that matter any loans are generally covered with undisclosed fees and charges that are not communicated to the borrower in the beginning. Brigade offers full transparency while offering its loan products to ensure clarity and a long-term, trustworthy relationship with the buyer.
Customer support
Getting a customer to agree to a loan is not what the team looks for. Brigade Group ensures to be with the customer right from the thought of it to get things done for the buyer. The team helps the customer understand the loan terms and conditions and eligibility criteria, gets the documentation done and closes the loan deal, ensuring complete customer satisfaction.
Partnerships with leading financial institutions
Brigade’s strong relationship with banks and financial institutions ensures its customers get the best deals on home loans. Customers are served with varied options where they can choose what fits the best according to their financial needs.
Why should you opt for Brigade In-House Home Loan Services?
As discussed above, the benefits of choosing Brigade’s in-house home loan services are beyond interest rates and approvals. Below are some reasons why many homebuyers choose Brigade for their home loan requirement:
It is convenient: Brigade’s in-house home loan services let you check out all the options at one place. You are not required to visit multiple banks or lenders to check out on best deals.
Let's enjoy the process of property buying: Property buying can make you all the more anxious when you have to deal with the process of getting a home loan. But, Brigade lets you soak in the happiness of buying the property by taking away all the tedious work from your shoulders.
Expert guidance: By consulting and taking advice from the expert from Brigade’s financial advisors, you get personalised assistance throughout the process. You can make an informed and right decision that fits your financial condition well.
Time-saving process: You save a big amount of time by letting Brigade’s in-house home loan team do the lengthy tasks. You can save yourself from the time taken to approve and disburse a loan and secure your dream home faster.
How Brigade In-House Home Loan Services Work
The process of securing a home loan through Brigade In-house Services is absolutely simple and straightforward. You can check out the steps given below:
Step 1: Consultation and Eligibility Check
The first step is an initial consultation with Brigade’s financial experts. During this stage, the team assesses the buyer's financial profile, including income, existing liabilities, and credit score, to determine loan eligibility. Brigade’s team helps buyers understand the loan amount they are eligible for and the corresponding EMIs, ensuring they can plan their finances better.
Also Read - How to increase your CIBIL Score for Home Loan application
Step 2: Choosing the Right Loan Plan
After understanding the buyer’s financial profile, Brigade’s in-house team presents various loan options from their partner financial institutions. Each loan option comes with different features, such as interest rates, tenure, and repayment options. The buyer can then select the loan plan that best suits their needs.
Step 3: Documentation
Once the loan plan is finalised, Brigade assists buyers with the necessary paperwork. The documentation process is simplified, and Brigade coordinates with the lender to ensure all required documents are submitted promptly, reducing delays in processing the loan.
Step 4: Loan Sanction and Disbursement
After the documentation is submitted and verified, the loan is sanctioned. Since Brigade has direct relationships with lenders, the loan approval and disbursement process is faster than the traditional route. Once sanctioned, the loan amount is disbursed directly to Brigade for the property purchase, completing the transaction.
Who can take Brigade In-House Home Loan Services?
Brigade’s in-house home loan services can be best used by:
- Who is buying a house for the first time: If you’re a first-time buyer and unfamiliar with the home loan process, Brigade’s services offer an easy-to-understand, hassle-free experience.
- Who is short of time: For those looking to expedite their home purchase, Brigade’s streamlined process offers a faster route to securing a loan.
- Buyers of Brigade properties: If you’re purchasing a Brigade property, opting for their in-house services ensures that the home loan process is aligned with the property developer’s timeline, making the entire transaction smoother.
Conclusion
The home loan services offered by Brigade undoubtedly make the home-buying process a dreamy reality. The simplicity, quickness and customer-centric approach are what buyers enjoy when dealing with Brigade’s in-house home loan services. When the boring work of loan application, approval and disbursement is taken away from the property buying process, it allows you to enjoy the ownership experience even more. Irrespective of your experience in buying a home, Brigade’s home loan services offer a range of benefits, making the home-owning journey a memorable one.
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