Residential
A Complete Guide to Khata Transfer in Bangalore: Process, Charges & Documents
August 07, 2025
What Is Khata Transfer in Bangalore?
Understanding the Khata transfer process is crucial if you are buying property in Bangalore. If you buy a new house, commercial building or plot of land, the Khata determines ownership and municipal acceptance of the property.
A Khata is a formal document released by the BBMP (Bruhat Bengaluru Mahanagara Palike), Bangalore's governing municipal corporation. It contains crucial information about your property, such as the owner's name, location, dimensions, built-up area and the property identification number. It is a municipal record that connects your property with the city's property tax system.
Without a Khata in order, you cannot lawfully register your property on your behalf, apply for a building plan approval or even apply for home loans or renovation loans. It is also needed for water, electricity and sanitation connections. If you wish to fully utilise your property without legal trouble, making a Khata transfer should rank high on your post-buying to-do list.
For homeowners of well-planned communities like those developed by the Brigade Group, initiating a Khata transfer early ensures uninterrupted access to utilities and financial services.
When Do You Need to Transfer Khata?
There's a Khata transfer whenever there is a property ownership change. This may occur when:
- You sell or purchase a property.
- The property is inherited through a will, succession or gift deed.
- The court directs the transfer of ownership.
- When a builder hands over a flat to the first buyer in a new apartment complex.
- You inherit the property through government allotment or auction.
The transfer makes it official and legal by making the new owner's name appear in the BBMP records.
Why Is Khata Transfer So Important?
Without a legitimate Khata certificate:
- You cannot register the property in your name.
- You cannot pay property taxes.
- You cannot take advantage of education or home improvement loans or use the property as collateral.
- You cannot link your property to financial records, such as for loan processing or tax declarations.
- You cannot legally use your property for any financial or official transaction without a proper Khata.
What Does the Process Involve?
To transfer a Khata, you have to provide such documents as:
- Sale deed
- Previous Khata certificate
- Encumbrance certificate
- ID and address proof
The BBMP charges a minimal processing fee and the procedure takes 2 to 4 weeks, depending on the case.
Avoid delay or rejection by double-checking the documents before applying and ensuring that your property has no legal complications.
Though it may seem like a paperwork formality, a Khata transfer is vital to establishing legal ownership of your Bangalore property.
Types of Khata in Bangalore
When organising a Khata transfer in Bangalore, understanding the two forms of Khata certificates from the BBMP office is important to understand.
A Khata:
This is conferred to properties under BBMP jurisdiction that meet all the zoning and building requirements. An A Khata facilitates owners' pursuit of property registration, obtaining home improvement loans or education loans and attaching the property to a bank account or savings account. You also get a legitimate Khata extract and property identification number.
B Khata:
Released to B Khata properties that fall short of sanctioned parameters, usually in illegal layouts. While owners of B Khata can pay property tax, they cannot secure a loan or get a building permit unless they are regularised.
Before initiating the Khata transfer process or online Khata transfer, always check whether the property is an A Khata or B Khata. This directly affects ownership rights, loan eligibility and applicable transfer fees.
Documents Required for Khata Transfer in Bangalore
To initiate the Khata transfer process in Bangalore, the following necessary documents must be submitted to the BBMP office:
- Duly filled Khata Transfer Application Form
- Attested copy of the sale deed
- Latest encumbrance certificate
- Previous Khata certificate
- Occupancy certificate (for apartment buyers)
- Copy of the possession certificate (if applicable)
- Latest property tax receipts
- Government ID proof (Aadhaar, PAN, etc.)
- NOC from the housing society or builder (if applicable)
Always confirm the Khata type (A or B) before applying, which impacts document requirements and transfer eligibility.
Step-by-Step Khata Transfer Process in Bangalore
The Khata transfer process in Bangalore is essential for legal ownership and hassle-free operation of associated financial and civic services. Here's a detailed step-by-step process:
Step 1: Document Collection
Start by assembling all the required documents, such as your sale deed, encumbrance certificate, latest property tax receipts, occupancy certificate, and, in case it's a gift, gift deed or possession certificate. Also, have a copy of the previous Khata certificate and ensure your property identification number matches all documents.
Step 2: Submit the Application at BBMP
Go to the local BBMP office or Bangalore One centre and submit your application, documents, passport-size photos and DD/challan for the transfer fee. To save time and effort, you can apply for the Bangalore Khata transfer online through Sakala.
Step 3: Verification
The revenue officer will ensure the property details, reconcile the documents and potentially visit the property, particularly for B Khata properties or e Khata conversions.
Step 4: Pay Transfer Fee
Upon approval, pay the Khata transfer fee, typically 2% of the value of the property registration.
Step 5: Get the Khata Certificate & Extract
On payment, you'll receive the revised Khata certificate and Khata extract, which are vital for future transactions such as loans, bank account updates and property transfers.
Bangalore Khata Transfer Charges & Timeline
Understanding Bangalore Khata transfer charges can help you budget accurately. The charges include:
- Transfer Fee: 2% of the stamp duty paid during property registration
- Khata Certificate Fee: ₹25
- Khata Extract Fee: ₹100
- Legal Heirship Khata Transfer Fee: ₹10 per ₹1,000 of property value
- Notarisation or service provider charges may vary depending on whether you hire a legal agent or apply independently.
The typical timeline for Khata transfer in Bangalore is 30–90 working days, but it may vary depending on BBMP’s internal processes and property type.
Online Khata Transfer: Is It Possible?
You can now initiate an online Khata transfer through BBMP's SAKALA portal, a government initiative to ensure time-bound service delivery. This digital method allows for application submission, document uploads, and application status tracking.
Steps to apply for Bangalore Khata transfer online:
- Visit the BBMP SAKALA portal
- Register and log in
- Fill out the Khata transfer form
- Upload all required documents
- Pay applicable fees online
- Track application status
Online processing has reduced footfall at the BBMP office while improving transparency, though in some cases, a physical visit may still be required for final verification.
Tips for a Smooth Khata Transfer
- To ensure a hassle-free Khata transfer in Bangalore, double-check your sale deed, encumbrance certificate and property tax receipts—they must be up-to-date and error-free. These are the key documents necessary for the Khata transfer process in Bangalore.
- Verify whether your property falls under the BBMP jurisdiction or BDA limits, as the Khata transfer process and timeline vary. If you own a B Khata property, initiate the process to regularise it before applying for Khata registration or BBMP Khata transfer.
- Obtain the latest encumbrance certificate reflecting clear ownership and have your previous Khata, occupancy and possession certificates ready.
- Always keep digital and physical copies of all property details and documentation, especially your Khata certificate, Khata extract and proof of property registration. Cross-check your property identification number across all records to avoid mismatches.
- If you apply for Bangalore Khata transfer online, retain proof of transfer fee payment via DD or challan. This is essential for follow-ups at the BBMP office. A valid Khata transfer helps link the property to your bank account, update debit card or savings account records and securely apply for an education loan or home improvement loan.
Can You Transfer Khata Without a Sale Deed?
No. The sale deed is one of the most critical documents for a successful Khata transfer. It proves legal ownership of the property and is mandatory during the application. In exceptional cases, like inheritance or a legal decree, alternatives like a gift deed, a will or a court order can substitute for a sale deed. These still require documentation and approvals.
What’s the Difference Between Khata Registration and Khata Transfer?
Understanding the difference between Khata registration and Khata transfer in Bangalore is essential when dealing with property ownership under the BBMP jurisdiction.
Khata registration refers to creating a new Khata certificate for a property that has never been registered with the BBMP office, typically newly developed sites, plots in new layouts or post-construction units. This process is essential to bring the property under the tax net and make it eligible for legal services like property registration, utility connections and loan approvals, such as education loans, home improvement loans or fixed deposit-based credit.
On the other hand, a Khata transfer occurs when ownership changes hands due to a sale or inheritance via a gift deed or a court decree. The data transfer process in Bangalore involves updating the BBMP's records with the new owner's name by submitting necessary documents such as the sale deed, encumbrance certificate or possession certificate and paying the applicable transfer fee.
Whether you're applying for a new B Khata property or updating an existing e-Khata, the core distinction lies in registering the property for the first time or executing an ownership transfer through online or offline Khata transfer.
How Khata Transfer Affects Your Finances and Utilities
A valid Khata certificate is not just a legal formality—it carries significant financial weight, especially in Bangalore’s evolving real estate landscape. A successful Khata transfer in Bangalore ensures that the BBMP office officially recognises your property, allowing you to carry out essential transactions and apply for various financial services.
Your Khata certificate and Khata extract are mandatory to open a bank or savings account linked to your property. These documents are also required when applying for a home improvement loan, an education loan or pledging the property as collateral for a fixed deposit.
You’ll need a valid Khata to update utility records for water and electricity and pay property tax. It is also vital to obtain an occupancy certificate, secure building permits or complete property registration during resale or inheritance, whether via a sale or gift deed.
If you're going through the Bangalore Khata transfer online, ensure your debit card, PAN and KYC details match your updated property details. Also, keep your latest encumbrance certificate, possession certificate and property identification number aligned across records to avoid rejections during future Khata transfers or loan approvals.
Conclusion
A Khata transfer in Bangalore is a mandatory process every property owner must complete to legalise ownership and access financial services. From understanding Khata certificate types to calculating Bangalore Khata transfer charges, this guide simplifies everything you need to know.
Digitisation has made the Bangalore Khata transfer online process more accessible, efficient, transparent and less paperwork-heavy. However, having a solid understanding of the Khata transfer process in Bangalore, staying organised with the necessary documents and verifying your property details can prevent delays and rejections.
Whether buying a new apartment, inheriting a house or regularising B Khata properties, completing your BBMP Khata transfer efficiently ensures peace of mind and smooth ownership in India’s vibrant real estate market.
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